Legal

by Chris Fillebrown on November 13, 2009

The information contained in this web site is for general information purposes only. The information

is provided by Frame of Reference. While every effort is made to keep the information up-to-date and

correct, Frame of Reference makes no representation or warranties of any kind, express or implied,

about the completeness, accuracy, reliability, suitability, or availability with respect to the web

site or the information, products, services, or related graphic content on the web site for any

purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will Frame of Reference or its principals be liable for any loss or damage including,

without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever

arising from loss of data or profits arising out of, or in connection with, the use of this web

site.

Through this web site you are able to link to other web sites which are not under control of Frame

of Reference or its principals. Frame of Reference has no control over the nature, content, or

availability of those sites. The inclusion of any links does not necessarily imply a recommendation

or endorsement of the views expressed within them.

Every effort is made to keep the web site up and running smoothly, however, Frame of Reference, its

principals, or editorial staff take no responsibility or liable for the availability of the web site

due to technical reasons, or for any other reason.

Thank you for visiting one of the Frame of Reference web sites. This privacy policy tells you how we

use your personal information collected at this site. Please read this privacy policy before using

the site or submitting any personal information. By using the site, you are accepting the policies

and practices described in this privacy policy. These policies and practices may be changed at any

time in the discretion of Frame of Reference and its principals. Any changes will be posted here and

changes will only apply to activities and information going forward from the time they are posted,

and will not be retroactive. You are encouraged to review this privacy policy whenever you visit the

site to make sure that you understand how any personal information you provide will be used.

The privacy policies posted on Frame of Reference web sites only apply to the web sites operated by

Frame of Reference. If you follow links posted on Frame of Reference web sites, please review the

privacy policies posted at those sites. The privacy policy of Frame of Reference web sites does not

apply to non-Frame of Reference web sites.

Collection of Information

We may collect personally identifiable information such as names, postal addresses, email address,

when voluntarily submitted by visitors to this web site. The information you provide is used to

fulfill your specific requests. This information is only used to fulfill your specific requests

unless you give us permission to use it in another manner, such as adding you to one of our mailing

lists.

Tracking Technology

This web site may use cookies and other tracking technologies depending on features offered. Cookies

and tracking technology are useful for gathering information such as browser type and operating

system, tracking the number of users on the system, and to understand how visitors use this Frame of

Reference web sites. Cookies can also help to customize Frame of Reference web sites for visitors.

Personal information cannot be collected using cookies and other tracking technology. However, if

you previously provided personally identifiable information, cookies may be tied to such

information. Aggregate cookie and tracking information may be shared with third parties.

Distribution of Information

We may share information with governmental agencies or other companies assisting us in fraud

prevention or investigations. We may do so when permitted or required by law, or, when trying to

protect against or prevent actual or potential fraud or unauthorized transactions, or, investigating

fraud which has already taken place. The information is not provided to these companies for

marketing purposes.

Commitment to Data Security

Your personally identifiable information is kept secure. Only authorized employees, agents, and

contractors who have agreed to keep information secure and confidential have access to this

information. All emails and other electronic publications from this site allow you to opt out of

future mailings.

Privacy Contact Information

If you have any questions, concerns, or comments about our privacy policy you may contact us using

the Contact page in this web site.

Frame of Reference and its principals reserve the right to change these policies and practices at

any time in its discretion. Any changes to the policy will be posted at the Frame of Reference web

sites.

Thank you for visiting this Frame of Reference web site!

Terms of Use

The information contained in this web site is for general information purposes only. The information is provided by Frame of Reference. While every effort is made to keep the information up-to-date and correct, Frame of Reference makes no representation or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the web site or the information, products, services, or related graphic content on the web site for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will Frame of Reference or its principals be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this web site.

Through this web site you are able to link to other web sites which are not under control of Frame of Reference or its principals. Frame of Reference has no control over the nature, content, or availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.

Every effort is made to keep the web site up and running smoothly, however, Frame of Reference, its principals, or editorial staff take no responsibility or liable for the availability of the web site due to technical reasons, or for any other reason.

Privacy Policy

Thank you for visiting one of the Frame of Reference web sites. This privacy policy tells you how we use your personal information collected at this site. Please read this privacy policy before using the site or submitting any personal information. By using the site, you are accepting the policies and practices described in this privacy policy. These policies and practices may be changed at any time in the discretion of Frame of Reference and its principals. Any changes will be posted here and changes will only apply to activities and information going forward from the time they are posted, and will not be retroactive. You are encouraged to review this privacy policy whenever you visit the site to make sure that you understand how any personal information you provide will be used.

The privacy policies posted on Frame of Reference web sites only apply to the web sites operated by Frame of Reference. If you follow links posted on Frame of Reference web sites, please review the privacy policies posted at those sites. The privacy policy of Frame of Reference web sites does not apply to non-Frame of Reference web sites.

Collection of Information

We may collect personally identifiable information such as names, postal addresses, email address, when voluntarily submitted by visitors to this web site. The information you provide is used to fulfill your specific requests. This information is only used to fulfill your specific requests unless you give us permission to use it in another manner, such as adding you to one of our mailing lists.

Tracking Technology

This web site may use cookies and other tracking technologies depending on features offered. Cookies and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of users on the system, and to understand how visitors use this Frame of Reference web sites. Cookies can also help to customize Frame of Reference web sites for visitors.

Personal information cannot be collected using cookies and other tracking technology. However, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.

Distribution of Information

We may share information with governmental agencies or other companies assisting us in fraud prevention or investigations. We may do so when permitted or required by law, or, when trying to protect against or prevent actual or potential fraud or unauthorized transactions, or, investigating fraud which has already taken place. The information is not provided to these companies for marketing purposes.

Commitment to Data Security

Your personally identifiable information is kept secure. Only authorized employees, agents, and contractors who have agreed to keep information secure and confidential have access to this information. All emails and other electronic publications from this site allow you to opt out of future mailings.

Privacy Contact Information

If you have any questions, concerns, or comments about our privacy policy you may contact us using the Contact page in this web site.

Frame of Reference and its principals reserve the right to change these policies and practices at any time in its discretion. Any changes to the policy will be posted at the Frame of Reference web sites.

Thank you for visiting Frame of Reference web sites!

Chris Fillebrown